Banking and finance

Cashpoints

Access news and information relating to banking and finance research. You can read our latest research outputs, features, case studies and other relevant content.

Features

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Euro expectations

Feature | 17 January 2014 | Business, General public, Policymakers, Press/media, Schools

Why was the euro introduced without establishing other institutions associated with a successful monetary union?

Managing the culture of risk

Feature | 07 October 2013 | Business, General public, Press/media

Governments and financial regulators have called on banks to rein in their risk cultures. However, a new report from the london school of economics and plymouth university dispels the myth of the perfect risk culture.

Rethinking pensions

Feature | 30 May 2013 | Business, General public, Policymakers, Press/media

Six in ten people over the age of 50 in the uk have not considered how they will finance their retirement years – and a third of people approaching retirement do not know how much income they will receive from their private pensions, according to r ...

The economic legacy of mrs thatcher

Feature | 09 April 2013 | General public, Policymakers, Press/media

Nicholas crafts, professor of economics and economic history at the university of warwick and director of the esrc centre for competitive advantage in the global economy, examines how the economic policies of the thatcher era affected the uk economy. ...

Invest in skills, infrastructure and innovation, says growth commission

Feature | 31 January 2013 | Academic, Business, General public, Policymakers, Press/media, Schools

Investing in human capital, improving the national infrastructure, improving finance provision for private investment and innovation, and the creation of an independent national growth council are key recommendations in the final report from the lse ...

Leaving trading to the computers

Feature | 11 January 2013 | Business, General public, Press/media, Schools

Over one third of uk equity trading volume being generated through high-speed computer-automated trading, with little to no human involvement. The issue and foresight report is being highlighted in an event hosted by the esrc-funded systemic risk cen ...

More giving with more income

Feature | 20 December 2012 | General public, Press/media, Schools, Voluntary sector

The amount that people give to charity is highly dependent on income, according to esrc-supported research. Results from a game study suggests that donor level of income is vital in determining charitable donations.

Researching risk in financial organisations

Feature | 05 December 2012 | Business, General public, Policymakers, Press/media

Research looking at how banks and other financial firms have begun to address the problems of risk culture has found that change is underway, with new programmes and experiments in risk management.

Massive pensions shortfall looming for unaware over-50s

Feature | 30 November 2012 | General public, Press/media, Public sector, Voluntary sector

A report launched today by the institute for fiscal studies and co-funded by the esrc reveals that a third of those approaching retirement report that they find it impossible even to guess how much income they will receive from their private pensions ...

Crisis-proofing the banking system

Feature | 24 February 2012 | Business, General public, Policymakers

Are lessons learnt, and can we avoid another global financial crisis in the future? the national institute of economic and social research/esrc conference 'never again?' has examined whether there has been progress towards a safer banking system.

Case studies

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Economist helps bank of england deal with financial crisis

Case Study | 26 March 2014 | Business, General public, Policymakers, Press/media

A leading esrc-funded economist helped to design and implement an auction system to ensure the bank of england was able to direct money to banks that needed it most in the recent financial crisis.

Tackling systemic risk in the re-insurance industry

Case Study | 14 May 2013 | Business, General public, Press/media

Professor paula jarzabkowski's research on supply and demand in the re-insurance industry led to behaviour change in major international companies and high-profile industry debate.

Reforming the portuguese vat system

Case Study | 15 April 2013 | General public, International, Policymakers, Press/media

Recommendations by professor rita de la feria led to reforms implemented in the portugal’s 2012 state budget which boosted the efficiency of tax and generated savings of 1. 2 per cent gdp.

Personal tax and benefit changes

Case Study | 15 September 2008 | Business, General public, Policymakers, Press/media, Schools

Findings from the institute for fiscal studies' tax and benefit model of the uk had an important influence on the debate about abolishing the ten per cent income tax band.

Making cashpoints more personal

Case Study | 04 December 2007 | Business, General public

Research into how customers used cashpoints revealed a demand for more personalised atm services, providing atm supplier ncr with new business opportunities.

Gauging financial risk online

Case Study | 15 April 2005 | Business, General public, Policymakers, Press/media, Schools

Award-winning psychological research has underpinned the development of electronic financial advice software which delivers computer-based feedback on financial decisions, leading to commercial research spinouts.

Press releases

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Taking the risk out of lending to low income groups

Press Release | 23 October 2012 | Academic, Business, Policymakers, Press/media, Public sector, Voluntary sector

People on low incomes who find it impossible to secure affordable loans can now access finance more readily following a successful knowledge transfer partnership (ktp) project jointly funded by economic and social research council (esrc) and the engi ...

Esrc report examines the pathway to economic recovery

Press Release | 27 January 2011 | Academic, Business, General public, Policymakers, Press/media, Schools

A new report released today (thursday 27 january) by the economic and social research council (esrc) provides a snapshot of what we know about our current economic situation and explores what can be learned by looking at evidence from economic and so ...

2010 michael young prize winner announced

Press Release | 11 March 2010 | Academic, International, Press/media

The winner of the 2010 michael young prize has been announced as dr ann le mare for her work on the impact of fair trade on the wellbeing of women, businesses and organisations in bangladesh. This prestigious prize is awarded for excellence in the so ...

Don't privatise banks too soon!

Press Release | 28 January 2010 | Business, Policymakers, Press/media

Initial findings carried out under the esrc's world economy and finance research programme which comes to a conclusion with a conference in london on 28 january 2010 - a paper presented warns against privatising the recently nationalised banks too so ...

Economic crisis heightens financial fallout for bereaved

Press Release | 21 June 2009 | General public, Policymakers, Press/media

A drop in the value of some older people's savings and investments during the current economic crisis will worsen the financial difficulties already felt by many when their partner dies.

Health and well-being in old age: it's still money that counts

Press Release | 07 May 2009 | Policymakers, Press/media

The impact that wealth and social class has on people's well-being in old age is far greater than is often assumed. New research from the economic and social research council reveals just how great the difference really is in people's health and well ...

Don't follow us, we're lost too

Press Release | 11 March 2009 | Press/media

One positive development of the current global financial crisis could be the recent election of barack obama as president of the united states of america, in the opinion of economist prof panicos demetriades of the economic and social research counci ...

Money may not buy happiness but neither does poverty

Press Release | 24 February 2009 | General public, Policymakers, Press/media

In the past 50 years individual levels of wealth have increased by but so have crime, deprivation, depression and addictions to alcohol and drugs.

Grants

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Law, development and finance in rising powers

Professor Simon Deakin | 25 April 2014

The aim of this project is to examine the role of law in economic development in the‘rising powers’ of china, russia, india and brazil. The work will analyse how far the quality of legal and other formal institutions has affected financia ...

Auctions for multiple goods, and understanding consumer preferences

Professor Paul Klemperer | Microeconomic theory | 03 February 2014

In 2007, responding to the northern rock bank run - britain's first since 1800's - klemperer invented the "product-mix auction", to improve the bank of england's allocation of funds to banks, building societies, etc. (2008, 2010); mervyn king told th ...

Using insights from clinical psychology to promote goal progress in debtors.

Dr Ben Harkin | Cognitive Psychology | 31 December 2013

Despite personal debt being an ever increasing problem within our society the psychological understanding of debt and interventions to the problem remain elusive. The present project provides a novel solution by using insights from those with obsessi ...

Innovating for a low carbon economy

Dr Pelin Demirel | 01 December 2013

This seminar series  adopts a multi-dimensional and multidisciplinary perspective to address six different but interrelated topics to discuss the challenges and major choices for environmental innovation in the next four decades as the uk underg ...

Administrative data service

Ms Melanie Wright | 01 October 2013

Access to administrative data for research is a positive public good. The ability to use these records - collected in the course of business by governmental and other bodies - and to link them can greatly enhance the ability to do the research modern ...

The potential for lawyers to influence corporate decision making

Mr Steven Vaughan | Socio Legal Studies | 01 October 2013

Recent corporate scandals (collapse of lehmans, ‘hackgate’, barclays/libor, standard chartered bank/iran etc) bring into sharp focus the power of non-state actors and their capacity to impact on society. Such scandals also raise questions ...

Eef esrc technology enhanced learning academic impact placement

Dr Jonathan Mark Sharples | 02 September 2013

This project will investigate ways to ensure that existing and future evidence, produced by both the education endowment foundation (eef) and external partners, achieves the maximum possible impact in the shortest possible time.   the work takes ...

China, hong kong and the long 1970s in global perspective

Professor Odd Westad | 01 July 2013

This project brings together a group of researchers from hong kong, great britain, and the united states, aiming to explore the global ramifications of developments within china and hong kong during a period often termed the “long 1970s”. ...

Outputs

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Leading ftse companies: the continuing study of corporate directing

Annie Pye | 02 May 2014 | Management & Business Studies | End of Grant Report

This project was the third in a series which first began in 1987-1989 and was repeated in 1998-2000, exploring how small groups of people run large uk-listed companies. A multi-method approach was used to find out how directors view and perform their ...

Antecedents of board composition

Annie Pye | 01 May 2014 | Management & Business Studies | Conference paper/presentation

Paper presented at euram - european academy of management 2011